Money Management – Dave G Plus http://davegplus.com/ Mon, 22 Nov 2021 05:03:29 +0000 en-US hourly 1 https://wordpress.org/?v=5.8 https://davegplus.com/wp-content/uploads/2021/04/default-138x136.png Money Management – Dave G Plus http://davegplus.com/ 32 32 What is a Flex Loan? | Flex Loan vs. Personal Loan https://davegplus.com/need-to-consider-fast-and-convenient-loans/ https://davegplus.com/need-to-consider-fast-and-convenient-loans/#respond Thu, 29 Apr 2021 10:32:08 +0000 https://davegplus.com/?p=338 Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.” Flex loans are generally offered by payday lenders and […]]]>

Our goal is to give you the tools and confidence you need to improve your finances. Although we receive compensation from our partner lenders, whom we will always identify, all opinions are our own. Credible Operations, Inc. NMLS # 1681276, is referred to here as “Credible.”

Flex loans are generally offered by payday lenders and title loan lenders. These kinds of loans might seem like a good option if you need fast access to cash — however, they can be extremely expensive in the long run.

Here’s what you should know about flex loans:

What is a flex loan?

A flex loan is a type of unsecured personal line of credit. With a flex loan, you’ll have access to a credit line that you can repeatedly draw on and pay off. You only pay interest on the actual amount you borrow with a flex like, and you’ll have to make a minimum payment each month until you pay it off — similar to a credit card.

Unlike other types of loans — such as personal loans — you can likely still qualify for a flex loan even if you have poor or fair credit.

Keep in mind: Interest rates on flex loans are generally higher than the rates on personal loans or personal lines of credit — which could make them a much more expensive form of credit.

If you decide to take out a flex loan or another type of loan (such as a personal loan), be sure to consider how much that loan will cost over time. This way, you can prepare for any added expenses. You can estimate how much you’ll pay for a loan using our personal loan calculator below.

Enter your loan information to calculate how much you could pay

Total Payment
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Total Interest
$

Monthly Payment
$

With a
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loan, you will pay
$
monthly and a total of
$
in interest over the life of your loan. You will pay a total of
$
over the life of the
loan.


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Compare rates without affecting your credit score. 100% free!

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Learn More: Personal Loan vs. Line of Credit: How to Choose

Pros and cons of flex loans

Here are a few reasons you might opt for a flex loan:

  • Generally easy to qualify for, even if you have poor credit
  • Flexible terms that let you repeatedly access money
  • Approval is typically fast, giving you quick access to cash

However, flex loans aren’t always a good choice. Here are some drawbacks to keep in mind:

  • High interest rates, sometimes up to 200% APR or more
  • Minimum payments might not cover more than interest and fees, which could keep you in debt longer
  • A revolving line of credit could lead to a long-term debt cycle for some borrowers

Check Out: How Personal Loans Impact Your Credit Score

How flex loans compare to personal loans and credit cards

Here are several important points to note as you compare flex loans to other types of credit:

Type of credit Average APR Loan amounts Loan terms
Flex loan Revolving Up to 200% APR or higher

(depending on the lender and state)

Typically $500 up to $5,000

(depending on the lender)

Flexible
Personal loan Installment Varies $600 to $100,000

(with Credible partner lenders)

1 to 7 years

(depending on the lender)

Credit card Revolving 16.28% About $30,000 on average

(possibly up to $500,000, depending on credit)

Flexible

Personal loans

A personal loan is a type of installment loan, which means you’ll pay it back in fixed payments by the end of a specific repayment term. These loans also typically come with much lower interest rates compared to flex loans.

Unlike revolving credit like a flex loan or credit card, you’ll get the funds from a personal loan as lump sum. The time to fund for a personal loan is typically one week or less — however, some lenders also offer next- or even Oak Park Financial – online loans same day platform if you’re approved.

Tip: You can generally use a personal loan for almost any personal expense, such as debt consolidation or home improvements.

If you decide to take out a personal loan, be sure to consider as many lenders as possible to find the right loan for you. Credible makes this easy — you can compare your prequalified rates from our partner lenders in the table below in two minutes.

Lender Fixed rates Loan amounts Min. credit score Loan terms (years)
View details 9.95% – 35.99% APR $2,000 to $35,000** 550 2, 3, 4, 5*
  • Rates: 9.95% – 35.99% APR
  • Loan terms (years): 2, 3, 4, 5*
  • Loan amount: $2,000 to $35,000**
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except CO, IA, HI, VT, NV NY, WV
  • Min. income: $1,200 monthly
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 550
  • Time to get funds: As soon as the next business day (if approved by 4:30 p.m. CT on a weekday)
  • Loan uses: Debt consolidation, emergency expense, life event, home improvement, and other purposes

Avant personal loans review

*If approved, the actual loan terms that a customer qualifies for may vary based on credit determination, state law, and other factors. Minimum loan amounts vary by state.

**Example: A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments, would have an APR of 29.95% and monthly payments of $230.33.

axos

View details

6.49% – 29.99% APR $5,000 to $35,000 740 1, 2, 3, 4, 5
  • Rates: 6.49% – 29.99% APR
  • Loan terms (years): 1, 2, 3, 4, 5
  • Loan amount: $5,000 to $35,000
  • Fees: No prepayment penalty
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Min. income: Does not disclose
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 740
  • Time to get funds: Next business day
  • Loan uses: Debt consolidation, home improvement, and other purposes

Axos Bank personal loans review

best egg

View details

5.99% – 29.99% APR $5,000 to $35,000 600 3, 5
  • Rates: 5.99% – 29.99% APR
  • Loan terms (years): 3, 5
  • Loan amount: $5,000 – $50,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except DC, IA, VT, and WV
  • Min. income: None
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 600
  • Time to get funds: As soon as 1 – 3 business days after successful verification
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

Best Egg personal loans review

discover

View details

6.99% – 24.99% APR $2,500 to $35,000 660 3, 4, 5, 6, 7
  • Rates: 6.99% – 24.99% APR
  • Loan terms (years): 3, 4, 5, 6, 7
  • Loan amount: $2,500 – $35,000
  • Fees: Late fee
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 660
  • Time to get funds: As soon as the next business day after acceptance
  • Loan uses: Auto repair, credit card refinancing, debt consolidation, home remodel or repair, major purchase, medical expenses, taxes, vacation, and wedding

Discover personal loans review

freedomplus

View details

7.99% – 29.99% APR $10,000 to $35,000 Not disclosed by lender 2, 3, 4, 5
  • Rates: 7.99% – 29.99% APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $7,500 – $50,000
  • Fees: Origination fee
  • Discounts: Does not disclose
  • Eligibility: Available in all states except CO, CT, HI, KS, NH, NV, NY, ND, OR, VT, WV, WI, and WY
  • Min. income: None
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: Does not disclose
  • Time to get funds: As soon as 2 business days
  • Loan uses: Debt consolidation, home improvement, wedding, travel, medical expenses, and other purposes

FreedomPlus personal loans review

lendingclub

View details

10.68% – 35.89% APR $1,000 to $40,000 600 3, 5
  • Rates: 10.68% – 35.89% APR
  • Loan terms (years): 3, 5
  • Loan amount: $1,000 to $40,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Min. income: None
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 600
  • Time to get funds: Usually takes about 3 days
  • Loan uses: Debt consolidation, paying off credit cards

LendingClub personal loans review

Based on a majority of borrowers from LendingClub’s marketing partners who were issued loans between 1/1/19-12/13/19. The time it takes for your loan to be funded may vary.

lendingpoint

View details

15.49% – 35.99% APR $2,000 to $25,000 580 2, 3, 4
  • Rates: 15.49% – 35.99% APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $2,000 to $25,000
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except NV and WV
  • Min. income: $20,000
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 580
  • Time to get funds: As soon as the next business day
  • Loan uses: Home improvement, consolidate debt, credit card refinancing, relocate, make a large purchase, and other purposes

LendingPoint personal loans review

lightstream

View details

3.99% – 19.99% APR $5,000 to $100,000 660 2, 3, 4, 5, 6, 7
(up to 12 years for home improvement loans)
  • Rates: 3.99% – 19.99% APR
  • Loan terms (years): 2, 3, 4, 5, 6, 7 (up to 12 years for home improvement loans)
  • Loan amount: $5,000 to $100,000
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except RI and VT
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: No
  • Min. credit score: 660
  • Time to get funds: As soon as the same business day
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

LightStream personal loans review

LightStream disclosure

marcus

View details

6.99% – 19.99% APR1 $3,500 to $40,0002 660

(TransUnion FICO®️ Score 9)

3, 4, 5, 6, 7
  • Rates: 6.99% – 19.99% APR1
  • Loan terms (years): 3, 4, 5, 6
  • Loan amount: $3,500 to $40,0002
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all 50 states
  • Min. income: Undisclosed
  • Customer service: Phone
  • Soft credit check: Yes
  • Min. credit score: 660(TransUnion FICO®️ Score 9)
  • Time to get funds: Many Marcus customers receive funds in as little as five days
  • Loan uses: Credit card refinancing, debt consolidation, home improvement, and other purposes

Marcus personal loans review

1Rate reduction of 0.25% when enrolled in autopay.

2You may be required to have some of your funds sent directly to pay off outstanding unsecured debt.

3After making 12 or more consecutive monthly payments, you can defer one payment as long as you have made all your prior payments in full and on time. Marcus will waive any interest incurred during the deferral and extend your loan by one month (you will pay interest during this extra month). Your payments resume as usual after your deferral. Advance notice is required. See loan agreement for details.

4Your loan terms are not guaranteed and are subject to our verification of your identity and credit information. To obtain a loan, you must submit additional documentation including an application that may affect your credit score. Rates will vary based on many factors, such as your creditworthiness (for example, credit score and credit history) and the length of your loan (for example, rates for 36 month loans are generally lower than rates for 72 month loans).Your maximum loan amount may vary depending on your loan purpose, income and creditworthiness. Your verifiable income must support your ability to repay your loan. Marcus by Goldman Sachs is a brand of Goldman Sachs Bank USA and all loans are issued by Goldman Sachs Bank USA, Salt Lake City Branch. Applications are subject to additional terms and conditions.

onemain financial

View details

18.00% – 35.99% APR $1,500 to $20,000 None 2, 3, 4, 5
  • Rates: 18.00% – 35.99% APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $1,500 to $20,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Must have photo I.D. issued by U.S. federal, state or local government
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: None
  • Time to get funds: As soon as the same day, but usually requires a visit to a branch office

OneMain Financial personal loans review

payoff

View details

5.99% – 24.99% APR $5,000 to $40,000 640 2, 3, 4, 5
  • Rates: 5.99% – 24.99% APR
  • Loan terms (years): 2, 3, 4, 5
  • Loan amount: $5,000 to $40,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except MA, MS, NE, NV, and OH
  • Min. income: None
  • Customer service: Phone, email, chat
  • Soft credit check: Yes
  • Min. credit score: 640
  • Time to get funds: As soon as 2 – 5 business days after verification
  • Loan uses: Debt consolidation and credit card consolidation only

Payoff personal loans review

penfed

View details

5.99% – 17.99% APR $600 to $35,000
(depending on loan term)
670 1, 2, 3, 4, 5
  • Rates: 5.99% – 17.99% APR
  • Loan terms (years): 1, 2, 3, 4, 5
  • Loan amount: $600 to $35,000 (depending on loan term)
  • Fees: None
  • Discounts: None
  • Eligibility: Does not disclose
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: No
  • Min. credit score: 670
  • Time to get funds: 2 to 4 business days after verification
  • Loan uses: Debt consolidation, home improvement, transportation, medical, dental, life events

PenFed personal loans review

prosper

View details

6.95% – 35.99% APR $2,000 to $40,000 640 3, 5
  • Rates: 6.95% – 35.99% APR
  • Loan terms (years): 3, 5
  • Loan amount: $2,000 to $40,000
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all states except IA, ND, WV
  • Min. income: None
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 640
  • Time to get funds: As soon as one business day
  • Loan uses: Debt consolidation, home improvement, vehicles, small business, new baby expenses, and other purposes

Prosper personal loans review

sofi

View details

5.99% – 18.83% APR $5,000 to $100,000 Does not disclose 2, 3, 4, 5, 6, 7
  • Rates: 5.99% – 18.83% APR
  • Loan terms (years): 2, 3, 4, 5, 6, 7
  • Loan amount: $5,000 to $100,000
  • Fees: None
  • Discounts: Autopay
  • Eligibility: Available in all states except MS
  • Min. income: Does not disclose
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: Does not disclose
  • Time to get funds: 3 business days
  • Loan uses: Solely for personal, family, or household uses

SoFi personal loans review

upstart

View details

5.94% – 35.97% APR $1,000 to $50,000 580 3, 5
  • Rates: 5.94% – 35.97% APR
  • Loan terms (years): 3, 5
  • Loan amount: $1,000 to $50,000 ($3,005 minimum in GA; $6,005 minimum in MA)
  • Fees: Origination fee
  • Discounts: Autopay
  • Eligibility: Available in all states except IA and WV
  • Min. income: Does not disclose
  • Customer service: Email
  • Soft credit check: Yes
  • Min. credit score: 580
  • Time to get funds: Within a day of clearing necessary verifications
  • Loan uses: Debt consolidation, credit card refinancing, home improvement, and other purposes

Upgrade personal loans review

upstart

View details

8.27% – 35.99% APR4 $1,000 to $50,0005 580 3 to 5 years4
  • Rates: 8.27% – 35.99% APR4
  • Loan terms (years): 3 to 5 years4
  • Loan amount: $1,000 to $50,0005
  • Fees: Origination fee
  • Discounts: None
  • Eligibility: Available in all 50 states
  • Min. income: $12,000
  • Customer service: Phone, email
  • Soft credit check: Yes
  • Min. credit score: 580
  • Time to get funds: As soon as 1 – 3 business days6
  • Loan uses: Payoff credit cards, consolidate debt, take a course or bootcamp, relocate, make a large purchase, and other purposes

Upstart personal loans review

4The full range of available rates varies by state. The average 3-year loan offered across all lenders using the Upstart platform will have an APR of 25.79% and 36 monthly payments of $37 per $1,000 borrowed. There is no down payment and no prepayment penalty. Average APR is calculated based on 3-year rates offered in the last 1 month. Your APR will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will be approved.

5This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information. Rate and loan amount are subject to change based upon information received in your full application. This offer may be accepted only by the person identified in this offer, who is old enough to legally enter into contract for the extension of credit, a US citizen or permanent resident, and a current resident of the US. Duplicate offers received are void. Closing your loan is contingent on your meeting our eligibility requirements, our verification of your information, and your agreement to the terms and conditions on the www.upstart.com website.

Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. Not all applicants will qualify for the full amount. Loans are not available in West Virginia or Iowa. The minimum loan amount in MA is $7,000. The minimum loan amount in Ohio is $6,000. The minimum loan amount in NM is $5100. The minimum loan amount in GA is $3,100.

6​If you accept your loan by 5pm EST (not including weekends or holidays), you will receive your funds the next business day. Loans used to fund education related expenses are subject to a 3 business day wait period between loan acceptance and funding in accordance with federal law.

Compare rates from these lenders without affecting your credit score. 100% free!
Compare Now

All APRs reflect autopay and loyalty discounts where available | LightStream disclosure | Read more about Rates and Terms

Credit cards

Like flex loans, credit cards are a type of revolving credit you can pull from on an ongoing basis without a fixed payoff date.

While credit card interest rates are sometimes higher than personal rates (depending on your credit), they’re generally lower than what you’ll pay in interest on a flex loan.

Ultimately, how much you’ll pay in interest on a credit card will depend on the balance you carry and whether you pay it off by the due date each month. Keep in mind that depending on the card, you might also have to pay annual fees or other fees, such as for cash advances.

Tip: Some credit cards offer 0% APR introductory periods. This means if you pay off your card by the time this period ends, you won’t pay any interest.

However, if you can’t repay your balance in time, you could be stuck with hefty interest charges.

Learn More: Best Personal Loan Lenders

Can you get a flex loan with bad credit?

Unlike personal loans and credit cards, you can likely get a flex loan even if you have bad credit. Flex loan lenders often don’t require a credit check for flex loans at all. To qualify for a flex loan, you’ll generally only need to:

  • Be a U.S. citizen
  • Be 18 or older
  • Show proof of employment
  • Have a bank account

However, keep in mind that flex loans can come with extremely high interest rates. If you need to borrow money, it’s usually a better idea to take out a personal loan so you can avoid getting stuck with high-interest debt.

Tip: Unlike flex loans, you’ll typically need good to excellent credit to qualify for a personal loan. Some lenders also offer personal loans for bad credit, though these generally come with higher interest rates compared to good credit loans.

Another option if you’re struggling to get approved for a personal loan is to apply with a cosigner. Not all lenders allow cosigners on personal loans, but some do. Even if you don’t need a cosigner to qualify, having one could get you a lower interest rate than you’d get on your own.

Check personal loan rates before considering a flex loan

If you need to borrow money and are considering a flex loan, it’s a good idea to compare personal loan rates as well. Even if you have poor credit, you might still qualify for a much lower interest rate on a personal loan compared to a flex loan.

Tip: In some situations, you might still need to take out a flex loan. If this is the case, be sure to come up with a payoff strategy before getting your loan to minimize the cost as much as possible

Make sure to borrow only what you need and to pay it off in the shortest amount of time you can afford to avoid extra interest charges and fees.

If you decide to take out a personal loan, remember to consider as many lenders as you can to find a loan that suits your needs. Credible makes this easy — you can compare your prequalified rates from multiple lenders in two minutes.

Ready to find your personal loan?
Credible makes it easy to find the right loan for you.

  • Free to use, no hidden fees
  • One simple form, easy to fill out and your info is protected
  • More options, pick the loan option that best fits your personal needs
  • Here for you. Our team is here to help you reach your financial goals

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Checking rates won’t affect your credit


About Rates and Terms: Rates for personal loans provided by lenders on the Credible platform range between 4.99-35.99% APR with terms from 12 to 84 months. Rates presented include lender discounts for enrolling in autopay and loyalty programs, where applicable. Actual rates may be different from the rates advertised and/or shown and will be based on the lender’s eligibility criteria, which include factors such as credit score, loan amount, loan term, credit usage and history, and vary based on loan purpose. The lowest rates available typically require excellent credit, and for some lenders, may be reserved for specific loan purposes and/or shorter loan terms. The origination fee charged by the lenders on our platform ranges from 0% to 8%. Each lender has their own qualification criteria with respect to their autopay and loyalty discounts (e.g., some lenders require the borrower to elect autopay prior to loan funding in order to qualify for the autopay discount). All rates are determined by the lender and must be agreed upon between the borrower and the borrower’s chosen lender. For a loan of $10,000 with a three year repayment period, an interest rate of 7.99%, a $350 origination fee and an APR of 11.51%, the borrower will receive $9,650 at the time of loan funding and will make 36 monthly payments of $313.32. Assuming all on-time payments, and full performance of all terms and conditions of the loan contract and any discount programs enrolled in included in the APR/interest rate throughout the life of the loan, the borrower will pay a total of $11,279.43. As of March 12, 2019, none of the lenders on our platform require a down payment nor do they charge any prepayment penalties.

About the author

Emily Guy Birken

Emily Guy Birken

Emily Guy Birken is a Credible authority on personal finance. Her work has been featured by Forbes, Kiplinger’s, Huffington Post, MSN Money, and The Washington Post online.

Read More

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Pence hails terrorist eliminations, Harris increases Russian bonuses in Veep debate https://davegplus.com/pence-hails-terrorist-eliminations-harris-increases-russian-bonuses-in-veep-debate/ https://davegplus.com/pence-hails-terrorist-eliminations-harris-increases-russian-bonuses-in-veep-debate/#respond Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/pence-hails-terrorist-eliminations-harris-increases-russian-bonuses-in-veep-debate/ The first and only Vice Presidential Debate took place the same day the United States announced the indictment of two notorious British ISIS detainees – and Vice President Mike Pence took advantage of the moment, hailing the victories of the Trump administration against terrorism. After a chaotic and combative presidential debate that saw little substantive […]]]>

The first and only Vice Presidential Debate took place the same day the United States announced the indictment of two notorious British ISIS detainees – and Vice President Mike Pence took advantage of the moment, hailing the victories of the Trump administration against terrorism.

After a chaotic and combative presidential debate that saw little substantive political discussion, the vice-presidential debate, which took place on Wednesday evening, represented a kind of return to normalcy. And while much of the discussion focused on the response and impacts of the COVID-19 pandemic, candidates also turned to national security and defense.

Read more : Turkey reportedly used S-400 against US-made F-16s, and Congress wants answers

Democratic running mate, Sen. Kamala Harris, challenged the administration over damaged alliances and close ties with Russia, while Pence focused on bad actors eliminated over the past four years, including ISIS leader Abu Bakr al-Baghdadi, who died in the October 2019 raid, and Iranian force commander Quds Qasem Soleimani, killed in a US drone strike in January.

Pence quoted Kayla Mueller, an American aid worker held hostage by ISIS in 2013 and killed by the terrorist group in 2015, noting that her parents were present for the debate at the University of Utah in Salt Lake City. .

“Today two of the ISIS killers responsible for Kayla Mueller’s murder were brought to justice in the United States,” Pence said, referring to the two members of the British militant group known as “The Beatles “indicted Wednesday. The other two members had already been killed.

“The reality is that when Joe Biden was vice president we had the opportunity to save Kayla Mueller. It breaks my heart to think about it, but the military walked into the Oval Office, presented a plan… but when Joe Biden was vice president they hesitated for a month, and when the military finally came in it was clear she had been moved two days earlier, “Pence said. “And her family say with a heart that breaks the heart of every American, that if President Donald Trump had been president, they think Kayla would be alive today.”

Harris spoke directly to Mueller’s parents, saying on behalf of herself and presidential candidate Joe Biden that “what happened to her is awful and it should never have happened.”

But she then turned to the deadly strike on Soleimani, after which the United States briefly appeared on the brink of war with Iran. Hostilities abated following an Iranian counterattack on two Iraqi bases housing US troops.

“[American service members suffered serious brain injuries, and do you know what Donald Trump dismissed them as? Headaches,” Harris said.

She cited a recent explosive story in The Atlantic that reported Trump had called troops “losers” and “suckers,” and referred to his public remarks prior to getting elected about the late Sen. John McCain in which he questioned McCain’s heroism because he had been captured by the enemy.

“Donald Trump, who went to Arlington cemetery and stood above the graves of our fallen heroes and said, ‘What’s in it for them?'” Harris said. “Because of course, he only thinks about what’s in it for him.”

She then referred to reporting from earlier this year that Russia had placed bounties on U.S. troops in Afghanistan. U.S. military commanders have said intelligence reports on this possibility were not definite, but acknowledged they were worrisome.

“Donald Trump had talked at least six times to Vladimir Putin and never brought up the subject,” Harris said. “Joe Biden would never do that. … Joe Biden would hold Russia to account for any threat to our national security or to our troops who are sacrificing their lives for the sake of our democracy and our safety.”

Though Pence and Harris throughout the night tended to talk past each other and often did not directly address points raised by their opponent, Pence did call reports of Trump disparaging service members “absurd.”

“My son [Michael Pence] is a captain in the United States Marine Corps, “he said.” My son-in-law [Lt. Henry Bond] is deployed in the United States Navy. I can assure all of you that with the sons and daughters who serve in our military, President Donald Trump not only respects but reveres all who serve in our military and any suggestion to the contrary is ludicrous. “

Harris, who has no direct military ties but served on the Senate Intelligence Committee, has perhaps delivered his strongest blows on national security issues by challenging the administration over its relations with its allies and his opponents. She accused Trump of choosing to take Russian President Vladimir Putin at his word rather than his own FBI director on issues related to alleged Russian interference in the US election. She cited Trump’s abandonment of the controversial nuclear deal with Iran, saying the nation is less secure because it abandoned its allies in the deal.

“What we have seen with Donald Trump is that he betrayed our friends and embraced dictators around the world,” she said. “… The thing that has always been our nation’s strength besides our great army has been that we keep our word, but Donald Trump doesn’t understand that because he doesn’t understand what it means to be honest.”

It is not clear whether there will be a next debate; the Presidential Debates Commission announced Thursday that the next showdown between Trump and Biden will be virtual, prompting Trump to respond that he will not be participating in a virtual debate.

– Hope Hodge Seck can be reached at Hope.seck@military.com. Follow her on Twitter at @HopeSeck.

Related: First presidential debate heavy on insults, light on veterans and military issues

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The best bouquets from classic roses to rainbow buttercups https://davegplus.com/the-best-bouquets-from-classic-roses-to-rainbow-buttercups/ https://davegplus.com/the-best-bouquets-from-classic-roses-to-rainbow-buttercups/#respond Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/the-best-bouquets-from-classic-roses-to-rainbow-buttercups/ Flowers are practically a given on Valentine’s Day. While you could send a dozen roses and call it a day, sometimes you just want to go over the top with a luxury arrangement that will truly wow your recipient. But knowing that you want to get big in the flower department and knowing where to […]]]>

Flowers are practically a given on Valentine’s Day. While you could send a dozen roses and call it a day, sometimes you just want to go over the top with a luxury arrangement that will truly wow your recipient. But knowing that you want to get big in the flower department and knowing where to buy flowers for Valentine’s Day are two completely different things.

Even some of the best flower delivery services will be happy to load you up with inexpensive loads and greenery, or worse, go deeper into the cheese with extras like teddy bears or plastic hearts. The perfect place is to land on a lush, luxurious bouquet, without stepping into sticky territory. With that in mind, here are some of the best and most beautiful Valentine’s Day flowers you can buy online.

The best romantic flowers for Valentine’s Day

The majesty by Urban Stems

This lush bouquet from Urban Stems features a lovely blend of roses, mini calla lilies, lisianthus, buttercup, Veronica, sweet William, thistle, delphinium and snapdragons. In royalty-worthy shades of pink and purple, this arrangement whispers romance. Enhance your selection with a tall glass vase, a gold striped “Reese” vase or a modern gray vase for a perfectly polished look.


The best roses for Valentine’s Day

Red Valentine’s Day Roses by Global Rose

With options to send between one and 1,000 roses in any color and variety you can imagine, Global Rose truly has the best selection when it comes to this Valentine’s Day favorite. Go classic with a few dozen long-stemmed red roses (pictured above) or go for some special garden roses – you won’t believe the heavenly scent. Planning an over the top romantic evening? It’s also the best place to buy rose petals of any color (starting at $ 85 for 3,500 petals).


The best inexpensive flowers for Valentine’s Day

Be My Baby Bouquet by Pro Flowers

If you want to stand out without breaking the bank, go for a bouquet with lots of big flowers, like this one from Pro Flowers. A sweet mix of roses, lilies, hydrangea and limonium, this 18-stemmed stunner will only set you back $ 35 right now thanks to an ongoing Valentine’s Day promotion. Even the deluxe version, which includes 28 farm-fresh flowers, foliage, and a clear glass vase, costs less than $ 50.


The best luxury flowers for Valentine’s Day

FTD Flowers You and Me Luxury Bouquet

A clever mix of red, pink, and hot pink roses, hydrangeas, snap dragons, and other flowers, this massive arrangement is one of FTD’s premium offerings, which only comes in one size (and price) instead of tiered options. The varied textures and elevated color palette give this bouquet a lush sculptural appeal that will appeal to even the most discerning recipients.

forbes.comFTD Coupons | 30% reduction in February 2021 | Forbes

The best Valentine’s Day peonies

Sarah from Ode to the Rose

Peonies are a favorite flower of many romantics, with their lush, fluffy blooms and intense scent. But they can be difficult to find this time of year, as the variety is in season during the summer in the United States. Lucky for you, Ode a la Rose offers a simple yet charming peony bouquet with flowers imported from Chile. If your Valentine loves peonies, you can’t go wrong with this choice, available in bouquets of 10 to 30 stems. (Note, peonies are often shipped when the buds are tightly closed to maximize freshness; opt for more stems for a lush-looking bouquet upon arrival.)


The best bright and colorful flowers for Valentine’s Day

Candy Hearts by ProFlowers

A fun mix of pink and orange roses, Peruvian lilies, purple carnations, mini roses and hot pink, this technicolor bouquet is the right choice to brighten up your mother, sister or your best on February 14 friend. The Large Bouquet, priced at $ 100, is big enough to show you’ve gone all out. But if you like the look but don’t want to waste so much paste, slightly more delicate versions of the same bouquet are available starting at $ 65.


The best arrangement of buttercups for Valentine’s Day

Rainbow Buttercup Remarkable by Bouqs

If your Valentine has suggested that her favorite flower is the delicate buttercup, look no further than this sherbet-colored bouquet. Accented with silver dollar eucalyptus, the flowers in this arrangement are grown in California and available in bouquets of 10 ($ 59), 20 ($ 74), and 30 stems ($ 89). Signing up for monthly delivery – you can change recipients later – saves you 30%.


The best tulips for Valentine’s Day

Farm Girl Flowers Founders’ Day Punch

With 24 stems of California-grown pink Columbus tulips, this pink and white bouquet is the best way to please anyone who counts tulips among their favorite flowers. Columbus tulips are a fancy double tulip variety, which means they have extra petals and a very large flower.


The best Valentine’s Day lilies

Be my love bouquet

Combining snow-white lilies with classic red roses and a sprinkle of daisies, the Be My Love bouquet is all about romance. The red and white combo is the perfect touch for Valentine’s Day, while the greenery adds a little much needed freshness during the winter months.


The best bouquet of wild flowers for Valentine’s Day

wild about you

The Wild About U bouquet from The Bouqs Company has a desert-inspired vibe that’s perfect for the wildflower loving Valentine in your life. It combines alstroemeria, solidago, and aster with plant-friendly succulents that keep love alive long after Valentine’s Day.


The best rose bouquet for Valentine’s Day

Double the bouquet of pink champagne

Sometimes pink can come close to cheese, but that tastefully done pink bouquet is anything but. Combining blush and coral tones, the range of scabiosas, carnations, two-tone roses and spray roses is sophisticated and luminous.


The most spectacular flowers of Valentine’s Day

The adored of urban rods

Featuring deep purple garden roses, buttercups, sacbiosas, variegated pittosporum, blue thistle and eucalyptus, this beautiful bouquet is all dramatic. The striped ceramic vase is included, while you can choose to add little extras like Sugarfina champagne teddy bears or a salted caramel chocolate bar for an even sweeter surprise.


The best DIY flowers for Valentine’s Day

Valentine’s market

If your Valentine is a budding floral designer, this DIY bouquet from Farmgirl Flowers is the perfect choice. The transport includes 35 stems in total – three to four varieties of fresh seasonal flowers and one to two choices of pieces and greens. Once it arrives, you can arrange the flowers yourself, however you like.


The best Valentine’s Day flowers and something more

Bouquet and nostalgia candle destined to be

Fresh farm roses would make a lovely Valentine’s Day gift on their own, but throw in a love-themed candle from the cool Homesick Candles brand and you’ve really pushed it to the limit. The bouquet features 16 stems of mixed color roses and spray roses, while the candle features notes of rose petals, jasmine, sandalwood, lemon and red plum.


The best Valentine’s Day flowers

The Romeo by Urban Stems

It might be called the Romeo, but this bright and fun mix of special roses, buttercups, and fancy dianthus is the kind of bouquet hat only your best girlfriend would know you’d love. Opt to double the flowers for an additional fee.


The most durable Valentine’s Day flowers

Heart-shaped box of roses stabilized by Rose Box

Rose Box specializes in a new concept: hat boxes filled with stabilized Ecuadorian roses, which last over a year without maintenance. The brand’s Instagram-friendly designs are the epitome of over-the-top bouquets, with mini hat boxes starting at $ 109 and fetching up to $ 1,000 and up for jumbo boxes filled with up to 150 flowers.


The best Valentine’s Day flowers, small but mighty

Farm Girl Flowers Mini Valentine

Even the smallest arrangements of Farm Girl Flowers beat the big ones when it comes to quality. This gorgeous, seasonal bouquet combines a burgundy, magenta, and purple palette of mixed roses, anenomas, orchids, and other fresh flowers in a leopard-speckled glass vase. The service also offers larger versions of the same bouquet, but why bother when the mini is so perfect?


The best Valentine’s Day flowers on the same day

How sweet by Teleflora

Some of us aren’t always the best planners, and that doesn’t mean we love our Valentine’s Day less. If you forgot to order in advance and don’t want to treat your loved one to a bouquet from the bodega, go for a same-day arrangement from Teleflora. The service prompts you to add your zip code so you can easily see what’s available at local florists in your area. Options vary, but expect plenty of classic arrangements with simple vase options, like the colorful bouquet pictured above. (And psst, if you live in a metro area, definitely check out Floom for more modern designs).

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Only person prosecuted after Proud Boys rally in Kalamazoo tells story of arrest https://davegplus.com/only-person-prosecuted-after-proud-boys-rally-in-kalamazoo-tells-story-of-arrest/ https://davegplus.com/only-person-prosecuted-after-proud-boys-rally-in-kalamazoo-tells-story-of-arrest/#respond Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/only-person-prosecuted-after-proud-boys-rally-in-kalamazoo-tells-story-of-arrest/ KALAMAZOO, MI – Of 10 people arrested at the August 15 Proud Boys rally in Kalamazoo, only one has been prosecuted. Travis Anderson, 31, says he reached out to try and stop an officer chasing another man, and claims he was injured after being tackled by an officer during his arrest. The arrest affidavit states […]]]>

KALAMAZOO, MI – Of 10 people arrested at the August 15 Proud Boys rally in Kalamazoo, only one has been prosecuted.

Travis Anderson, 31, says he reached out to try and stop an officer chasing another man, and claims he was injured after being tackled by an officer during his arrest. The arrest affidavit states that Anderson was arrested for hitting the officer he tried to arrest.

Kalamazoo County District Attorney Jeff Getting said examination of the body camera footage shows Anderson was interfering with the officer’s pursuit of the other man, but did not say whether Anderson launched a punch.

Kalamazoo Town and Public Security officials declined to comment on the incident and have yet to release the police report or body camera footage.

Anderson eventually pleaded guilty to the misdemeanor charge of attempted assault against a police officer. He was initially charged with one count of resisting and obstructing a police officer.

Adrian’s man was sentenced on October 1, the same day he pleaded guilty, to two days in jail by Kalamazoo County District Judge Kathleen Hemingway. Anderson was credited with two days of serving time and ordered to pay $ 425 in fines and court costs.

Related: Charges dismissed against eight people involved in Proud Boys rally and counter-protests in Kalamazoo

Kalamazoo Town and Kalamazoo Public Security did not immediately provide copies of the police report or body camera footage of Anderson’s arrest, as requested by MLive / Kalamazoo Gazette on Monday, October 5. to obtain the documents and awaits a response to this request.

Both documents were previously released in connection with the lawsuit, Anderson defense attorney Matt Wait said. In response to media and public inquiries, Kalamazoo Town released portions of the August 15 police body camera footage last month, but that broadcast did not include footage of officers involved in the incident. arrest of Anderson.

Kalamazoo’s public safety chief Vernon Coakley Jr., then deputy chief, was at the scene at the time of the arrest. Coakley assisted in the arrest, according to photos taken by the Detroit News and Anderson’s account of the incident.

Coakley could not be reached this week for comment, and Deputy City Manager Jeff Chamberlain responded to requests for comment by saying “city officials have no further statement” on the arrest of Anderson.

MLive was able to view the Anderson District Court file, which included the probable cause affidavit and the bail recommendation. According to these documents, Anderson allegedly hit an officer while “trying to control others during a riot incident.”

“Constable Joe Hutson saw Constable Nick DeLeeuw attempt to arrest a person for inciting a riot,” the affidavit reads. “Meanwhile, Agent Hutson watched as Travis Anderson approached DeLeeuw and punched him. Anderson was arrested shortly thereafter.”

MLive was told that there was video evidence from body-worn cameras that showed Anderson physically interfering with the pursuit of another person by a KDPS officer, which led to the charges being cleared.

“Mr. Anderson’s actions in real time have led some observers to characterize his actions as hitting an officer, either in the face or in the chest, and looking at the body camera images and slowing them down he makes no doubt he interfered with another person’s pursuit officer, ”Getting said.

“As to whether he was actually trying to hit the officer, it is less certain based on the examination of the videos,” the prosecutor said.

Anderson, who admits reaching out in an attempt to stop the officer as he pursued another man on Michigan Avenue, denies hitting the officer.

Being told he didn’t think the agents intended to misrepresent Anderson’s actions.

“It’s just what they saw happen in real time compared to what we were able to document with the video,” he said.

Anderson said he was with a group of about 50 protesters near the Radisson Plaza Hotel in downtown Kalamazoo when riot gear lined up and told the group they had 10 minutes to disperse. Adrian’s man said he was angry watching police try to stop a black man, who he said was only screaming.

Anderson said he saw an officer, later identified as DeLeeuw, start grabbing the man. The man managed to pull away and started running, he said, and DeLeeuw started chasing him.

“They started running straight at me,” Anderson said. “One of the riot cops was running after him, all over me. I had about 0.2 seconds to step aside, but it was a conscious decision on my part not to move.

Video footage taken by freelance journalist Kevin White, who runs through Kevin Live on Facebook, shows near the 50-minute mark Anderson rushing towards the officer, reaching out with his right arm and putting his hand on the officer’s chest as the officer runs beside him.

The video also shows Anderson’s cock behind his left arm, but doesn’t capture what happens immediately after.

Anderson said he reached out to stop DeLeeuw and the officer hit his arm with the chest and somehow “bounced back”. He said he was then accosted, almost immediately, by another officer and sprayed with pepper.

After being taken to the ground by the other officer and taken into custody by others, Anderson said he suffered multiple injuries, including a broken collarbone, bruised ribs and other bruises. He said he received x-rays when he arrived at Kalamazoo County Jail and was then taken to Bronson Methodist Hospital for treatment. Anderson said he was considering a civil lawsuit, but did not file such a complaint.

“On the one hand, I just want this to end,” Anderson said. “On the other hand, I don’t want them to get away with this.”

Adrian’s resident says he has no direct connection to the Kalamazoo community, but came to the town that day to protest the presence of the Proud Boys, who he says are “bad guys. side of the story “.

Anderson said he was furious when he learned he was the only person to be prosecuted after a day that involved numerous violent clashes between the two sides. But he’s glad it’s now behind him.

Eight other adults and a minor were arrested on the day of the rally and counter-protests, according to former Kalamazoo public security chief Karianne Thomas.

Thomas has since retired and Coakley took over as head of the department on October 1.

Following a review of the submitted charges related to the August 15 event, the other eight adults had their charges dismissed the day after the protests by City Prosecutor Clyde Robinson or Getting County District Attorney.

A minor arrested that day, Thomas told MLive at the time, has been returned to his parents’ care.

Of the 10 people arrested by police that day, five were initially charged with violating city ordinances, including obstructing or obstructing police by failing to clear a police area, Robinson said. in MLive at the time. The other five have all been charged with more serious felony charges, including malicious destruction of property, resistance and obstruction and criminal assault, Thomas said.

Only one of those cases – the case against Anderson – was prosecuted by Getting’s office. The prosecutor told MLive on Wednesday that Kalamazoo Public Safety had sent additional documents for review, which could lead to additional charges being filed.

None of the charges at this point were against Proud Boys’ participation in the protest, which drew widespread criticism from members of the community in the weeks that followed. This criticism has included calls for the resignation of Thomas and other city leaders, and demands for officials to clearly acknowledge the mistakes made by police in responding to this summer’s protests in Kalamazoo.

Also on MLive:

Accusation dropped against MLive journalist, chief apologizes for arrest at Kalamazoo protest

Police chief says Proud Boys accomplished their mission by wreaking havoc in downtown Kalamazoo

City’s review of police response to Kalamazoo Proud Boys rally reveals ‘areas for improvement’

Kalamazoo police release videos showing clashes at Proud Boys rally

Why Black Lives Matter for These Main Events in Kalamazoo

Assault on counter-protesters was ‘catalyst’ for violence at Proud Boys event in Kalamazoo, officer’s report says

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Arrivals remain strong after launch of COVID-19 testing program https://davegplus.com/arrivals-remain-strong-after-launch-of-covid-19-testing-program/ https://davegplus.com/arrivals-remain-strong-after-launch-of-covid-19-testing-program/#respond Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/arrivals-remain-strong-after-launch-of-covid-19-testing-program/ Air travel to Hawaii remained strong on Friday, with 7,853 trans-Pacific passengers arriving a day after tourism reopened under the state’s new pre-trip testing program. A total of 4,601 passengers disembarked in Honolulu, of which 1,706 arrived in Kahului, 807 in Kona and 739 in Lihue, according to preliminary data from the Hawaii Tourism Authority. […]]]>

Air travel to Hawaii remained strong on Friday, with 7,853 trans-Pacific passengers arriving a day after tourism reopened under the state’s new pre-trip testing program.

A total of 4,601 passengers disembarked in Honolulu, of which 1,706 arrived in Kahului, 807 in Kona and 739 in Lihue, according to preliminary data from the Hawaii Tourism Authority. Arrivals included 3,371 vacationers and 1,052 returning residents, as well as a mix of passengers planning to settle here, business travelers, airline crews, military or federal personnel, and people in transit. to other destinations.

Additionally, 20 of the newcomers came to Hawaii to get married, HTA said.

(The Department of Health’s COVID-19 dashboard showed 4,967 visitors arriving Friday with 1,314 residents.)

No information was available on how many passengers flew to the islands with the negative test results needed to bypass the state’s 14-day quarantine, or how many were awaiting test results or had withdrawn from the program of tests before the trip.

On the first day of the program Thursday, 8,224 transpacific passengers arrived in the islands, including 3,194 visitors, according to HTA. Combined with inter-island air traffic, the state’s Safe Travels Hawaii program estimated that 10,120 passengers passed through the arrival control system on Thursday.

About 60% have been pre-tested, officials said.

For comparison, 1,971 passengers arrived in Hawaii from out-of-state on Wednesday, including only 157 vacationers, HTA said.

Quarantine rules also apply to inter-island travel to Maui, Kauai, and the island of Hawaii, but not Oahu. Kauai and Maui counties allow inter-island travelers to bypass quarantine under the same rules as the state’s pre-arrival testing program, however, post-arrival testing is required for visitors to the island of ‘Hawaii, who can take a free quick test at the airport.

Kauai Mayor Derek SK Kawakami announced on Saturday that Garden Isle will provide free and voluntary post-arrival COVID-19 testing starting Monday for Kauai residents returning from out of state and receiving an exemption quarantine through the state’s Safe Travels pretest program. He said post-arrival testing should be done four to ten days after returning home.

“We know that the pre-tests will not detect all cases of COVID-19,” Kawakami said in a press release. “One of the security issues we are most passionate about is creating a second post-arrival test for inbound travelers, especially those coming from the mainland. The mandatory post-arrival testing program from Kauai has been denied, so we ask for your help in keeping our community safe by participating in a voluntary post-arrival testing program.

Tests with same-day results will be available from 8 a.m. to 3 p.m. Monday through Friday and from 8 a.m. to noon on Saturday at the Kauai War Memorial Convention Hall. Post-arrival testing is not available for inter-island travelers at this time.

Post-arrival testing for non-residents is available for a fee through American Medical Response.

Meanwhile, Ige on Saturday announced the eight “trusted testing partners” for inter-island travel where passengers can get authorized COVID tests within 72 hours of departure. They are: Hawaii Clinical Laboratories; CVS Santé (Longs); Hawai’i Pacific Health at Kapi’olani Medical Center for Women & Children in Oahu and Wilcox Medical Center in Kauai; Kaiser Permanente (for members only); Minit Medical in Maui; Walgreens; Emergency care in Hawaii; and the health of the safe.

For restrictions, instructions, locations, registration, and other information, visit each partner’s website.

Health officials reported on Saturday that Hawaii had recorded one new coronavirus-related death in Oahu and 96 new infections statewide, bringing the total since the start of the pandemic to 186 deaths and 13,949 cases, said Saturday health officials.

The new cases include 81 in Oahu, 12 on the island of Hawaii, one in Kauai and two residents of Hawaii who were diagnosed while out of state.

As of Saturday, 2,768 infections are considered active cases statewide, with a total of 10,995 patients now classified by health officials as “released from isolation,” or about 79% of those infected, according to the count. state official. Authorities reported 48 new versions on Saturday.

State health officials said they counted 3,897 tests in Saturday’s tally for a statewide positivity rate of 2.5%.

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The first local COVID vaccines are coming https://davegplus.com/the-first-local-covid-vaccines-are-coming/ Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/the-first-local-covid-vaccines-are-coming/ November 14, 2021 Similar to any competitive race, Saturday’s Mayberry 10K and 5K Half Marathon in Mount Airy produced an array of winners – but the community as a whole arguably took home the biggest prize. “This event is huge for our sport tourism efforts here at Mount Airy,” City Parks and Recreation Director Darren […]]]>

Similar to any competitive race, Saturday’s Mayberry 10K and 5K Half Marathon in Mount Airy produced an array of winners – but the community as a whole arguably took home the biggest prize.

“This event is huge for our sport tourism efforts here at Mount Airy,” City Parks and Recreation Director Darren Lewis said on Saturday morning as he stood near the start line for the trio of shopping on North Main Street in downtown.

Minutes later, nearly 300 runners hit the curb for good for the half-marathon (13.1 mile) portion of the event, while those in the 10 km (6.2 miles) and 5 km races (3.1 miles) awaited their turn in a staggered format.

Despite temperatures over 30 hailing the start of the first race at 8 a.m., more than 800 runners participated in total, whose presence not only benefited local parks and recreation, but the city as a whole, Lewis said.

It was a particularly welcome development for two facets of the local economy that suffered during the pandemic, food and accommodation establishments. This was made worse by the fact that the Mayberry event did not take place in 2020 due to COVID-19 restrictions.

“All the restaurants were extremely busy,” said Lewis, who also serves as interim city manager, of the extra Friday night traffic generated by the influx of participants for the Mayberry 10k Half Marathon and 5 km.

They came from near and far – “twenty different states right now,” he said as recording continued.

The impact has also been made with the hotel industry, including the Hampton Inn on Rockford Street, Lewis added, relaying reports from Lenise Lynch, the city’s general manager.

“She said they were about to sell,” he said.

With standard entry fees for runners ranging from $ 25 to $ 60 depending on the age and event involved, the Mayberry Half Marathon, 10K, and 5K generated well over $ 20,000, with the proceeds typically being used towards local parks and recreation programs.

Competitors nearby excellent

In addition to the community’s economic victory, Saturday’s rally made local athletes stand out.

Although the contestants came from many states, the best men and women for the half marathon were people close to home.

Eli Roberson, 29, of Stuart, Va., Was the clear winner of the 13.1 mile event with a time of one hour, 20 minutes and 48 seconds – a pace of 6:10 per mile.

“Well we started off pretty conservatively,” Roberson said of negotiating the often described as flat and fast course that started downtown, headed for Riverside Park, then continued along. of the city’s greenway system before returning to the park.

“I thought I had a comfortable lead,” he said of the distance between himself and runner-up Chuck Inman, another runner from Virginia from Chesapeake.

But Roberson realized Inman was getting closer “and he had to really push him,” he said of one last kick to finish 11 seconds ahead of Inman.

It was Roberson’s first Mayberry Half Marathon.

Megan Ballentine, 41, of Mount Airy, who was competing in her very first half marathon, was the best woman on Saturday with a time of one hour, 37 minutes and 55 seconds.

It was good for 23rd place overall.

Marshall Love, 17, of Concord, won the 10k race with a time of 35 minutes and 55 seconds.

Maleah Pinyan, 33, of Salisbury, was first in the women’s and fourth overall with 39 minutes and 7 seconds.

The 5K winner was fellow local resident Kevin Pack, 25, of Dobson, whose time was 17 minutes and 32 seconds.

Sharon White, 58, of Lenoir City, Tennessee, was the top female at 23:57 and 22nd overall.

“Deputy” participates

Perhaps the most notable example of the fusion of sports and tourism showcased on Saturday is the outfit Vanessa Martin of Charleston, West Virginia chose to run the half marathon.

Martin came dressed in an assistant uniform that could have been worn by Barney Fife on “The Andy Griffith Show” – with his ensemble also including a pistol holster, badge and hat.

While the continued popularity of the TV series featuring the local native is often what draws many people to town, Martin chose to mix that up with his participation in the half marathon.

“It’s Andy Griffith – it’s Mayberry racing, baby,” the show’s longtime fan said, explaining her choice of running clothes. “It’s the first time I’ve done this race.

And Lewis said someone wearing an assistant’s uniform was a first for the race as well.

However, Martin, 48, who works for copier company Konica, was not on site Saturday just to provide comedic relief – she’s a seasoned runner with a long list of half-marathons on her resume.

“This is my third in five weeks,” she said of Saturday’s event.

Successful return

Saturday’s Mayberry Half Marathon, 10k, 5k, drew almost as many runners in total as the latest, 12th annual event in 2019, 822, which is the all-time attendance record.

Lewis said there are challenges in resuscitating the race after it was canceled in 2020.

He explained that additional marketing had been used for this year’s event, which also encountered a hurdle due to the cancellation of other races normally held in the spring in early 2021 as the pandemic persisted.

“So everyone moved their dates back to this fall,” Lewis said of the competition the Mayberry Half Marathon, 10K and 5K faced in other areas.

Once again, a happy ending was achieved in “Mayberry”.

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Amuse’s enhanced royalty advance service speeds up artist payments https://davegplus.com/amuses-enhanced-royalty-advance-service-speeds-up-artist-payments/ Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/amuses-enhanced-royalty-advance-service-speeds-up-artist-payments/ Amuse co-founder and CEO Diego Farias offers musicians and their teams a new way to access the future … [+] royalties and quickly reinvest money in their careers. Photo by David Thunander As the music industry continues to reinvent itself during the ongoing pandemic, the independent artist industry is increasingly crowded than ever. Even before […]]]>

As the music industry continues to reinvent itself during the ongoing pandemic, the independent artist industry is increasingly crowded than ever. Even before most countries of the world were stranded in March, the Raine group’s investment bank that invests in operations like SoundCloud predicted that this year independent artists would generate $ 2 billion in revenue, which represents 10 % of the entire global recorded music industry.

In response, digital music platforms are leveraging technology to better support artist collaboration and ultimately profits. Take the example of Stockholm-based digital music distribution service Amuse and independent label which today announced a major update to its AI-based royalty advance service Fast Forward, offering an all-new way for musicians and their teams to access future royalties and invest money quickly. again in their careers.

“People used to collaborate, but now that everyone is at home in quarantine, it’s really magnified that opportunity,” said Amuse co-founder and CEO Diego Farias. “There’s a hyper-collaborative landscape brewing, so we’ve reorganized Fast Forward to the point that we feel like we’re launching it for the first time. “

The new iteration uses machine learning and Amuse’s direct access to user streaming data generated through its distribution service to automatically analyze over 65 billion data points and calculate future royalties for eligible artists . This means artists can easily view and withdraw their advance right from the Amuse app, and since advances are only refunded with future royalties, the user assumes no risk while retaining 100% of their master rights. .

Each offer is calculated individually based on the streaming data and includes a small fee for Amuse making the funds available. Artists using the new service can also immediately reinvest funds in their music, whether it’s buying new equipment or funding promotional campaigns, projects and videos. Before, Farias says, musicians had limited options for collecting royalties and typically had to wait around two months from the time a stream was generated to receive a month of payment.

“If more artists can get funding and compensation earlier in their careers, the direct artist sector can grow even more strongly than it already does,” says Mark Mulligan, CEO of MIDiA Research. “The case here is clear to increase the means by which artists of all kinds can bridge the funding gap as they build their music careers, particularly in the aftermath of the pandemic.”

Amuse has processed more than 200 transactions in 53 different countries since the service rolled out to existing users last Thursday. Hundreds of artists, including American rapper Phora, Irish indie duo Blue Americans and British R&B artist Greg Wanders, have embraced Fast Forward since its initial launch in February 2019. The deals have offered royalty advances ranging from as little as $ 50 to over $ 300,000, which Farias says speaks to the challenge artists face in maintaining a stable and viable income today.

The Blue Americans used the Fast Forward advances to cover expenses related to a concert that they would otherwise have had to forgo.

“As musicians, it’s usually very difficult to seize opportunities like this when you don’t have the chance to prepare for them,” says Blue Americans artist Kris Platt. “But the Fast Forward option came on the same day and helped us pay for the flights and the rental of equipment, it saved us totally.

Fast Forward’s global reach and automated data-driven service make it unique compared to other services in the market. By eliminating the need for human interaction or application forms, the service makes it possible to get royalty advances more quickly, via an app, into the hands of eligible artists and collaborators. Additionally, because Fast Forward is integrated with Amuse’s royalty splits, all types of artists using the service can now advance funds of any amount.

“I’m just thinking of all the coworkers who have to rely on one person who is the account holder in different ways for their money,” says Farias. “But what if the monetary needs of one person are different from the needs of others? With a system like this, it allows each person to be truly independent… even if they are already an independent artist, they can be financially.

Since launching in 2017, Amuse has leveraged music consumption data to deliver free music distribution and tools to artists and their teams around the world. Use of the platform has skyrocketed during the pandemic, says Farias, who plans to innovate and address the challenges that exist in all aspects of the freelance artist’s journey.

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Rising artist Amaru Son brings a new take on the music industry with his tribute to the anime https://davegplus.com/rising-artist-amaru-son-brings-a-new-take-on-the-music-industry-with-his-tribute-to-the-anime/ Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/rising-artist-amaru-son-brings-a-new-take-on-the-music-industry-with-his-tribute-to-the-anime/ KANSAS CITY, MI / ACCESSWIRE / December 1, 2020 / One of the best ways to make an impression in the music industry is to offer a gadget. Artist Lil Nas X started off creating a cowboy gadget before moving on to other stunts. Rising artist Amaru Son knew he would have to present himself […]]]>

KANSAS CITY, MI / ACCESSWIRE / December 1, 2020 / One of the best ways to make an impression in the music industry is to offer a gadget. Artist Lil Nas X started off creating a cowboy gadget before moving on to other stunts. Rising artist Amaru Son knew he would have to present himself as something widely known but rarely performed to make himself known.

Amaru Son, real name JaKealon Amaru Chase, is from Kansas City, Missouri, in the Midwest. As a child, Amaru grew up in an environment richly invested in the art of music. From his family to his friends, he has been exposed to a diverse category of music.

Apart from music, Amaru was also passionate about sports. He particularly liked the dynamics of athletics. Amaru excelled in the sport and even managed to make it to the team when he attended college. However, he began to fall in love with athletics. Amaru realized that he didn’t want to continue in sports for the rest of his life. After a semester of conflicting feelings in 2016, Amaru made the difficult decision to quit the tracks and college.

While most people would think it was a mistake to quit such a promising career, Amaru was determined to settle into his first love: music. He was inspired by other people who loved and made music. With a circle that revolved around creating songs, Amaru was inspired to do the same.

But making a name for yourself is no easy task, Amaru understood. For his brand, he was heavily influenced by anime culture. The legendary anime show Dragon Ball Z gave him the idea to take the stage name, Amaru Son, as a tribute to the protagonist Son Goku. The influence doesn’t end there as Amaru also asked a graphic designer to pay homage to the anime in the cover art of his singles. He also had his own character design in hopes of making it into an anime series and lending his voice in a role.

Amaru has been compared to names like Iann Dior, Lil Uzi Vert, Trippie Redd, and Juice WRLD as an artist. It is inspired by Michael Jackson, Childish Gambino and The Weeknd. As a freelance artist, Amaru does most of the work himself: recording, producing, engineering, mixing and mastering his songs.

In 2019, Amaru’s luck would start to turn. His songs were starting to be recognized by popular YouTubers such as Tommy Craze and Im Dontai. This recognition was a game-changer because it gave him the start he needed. Since then, Amaru Son has been on the rise. Her song “Lost & Found” has gone viral and has garnered over six million streams across multiple platforms. After his rise, Amaru also gained popularity as people discovered that they could relate to his songs. Whenever he can, Amaru takes the time to listen and react to the music created by his fans. Using the live streaming on YouTube, they can all share and enjoy the music.

Amaru Son hopes to be part of a label in a few years. He’s hoping that the anime show he’s working on right now picks up and grows with new writers and an animation team to push the next best thing forward.

Amaru Son regularly updates his life on Instagram, including his upcoming releases. Its merchandise is also available on its website.

Company: Amaru Son
Email: amaruson@outlook.com
Phone number: 816-918-1183
Websites: www.amaruson.com/shop; www.amarusonmerch.com

THE SOURCE: Son of Amaru

See the source version on accesswire.com:
https://www.accesswire.com/619121/Rising-Artist-Amaru-Son-Brings-a-Fresh-Look-to-the-Music-Industry-With-His-Tribute-to-Anime

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The ad certainly didn’t hurt Shelley Luther’s cover band https://davegplus.com/the-ad-certainly-didnt-hurt-shelley-luthers-cover-band/ Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/the-ad-certainly-didnt-hurt-shelley-luthers-cover-band/ La Mode salon owner Shelley Luther, who defied a county order to shut her Dallas store during the pandemic, recently stood in front of more than 100 people, unnerving them. That day, May 9, she was at Dealey Plaza headlining an Open Texas rally. She shared the mic with people like former Texas Senate member […]]]>

La Mode salon owner Shelley Luther, who defied a county order to shut her Dallas store during the pandemic, recently stood in front of more than 100 people, unnerving them. That day, May 9, she was at Dealey Plaza headlining an Open Texas rally. She shared the mic with people like former Texas Senate member Don Huffines, and former Florida congressman Allen West and a doctor from Texas who have bragged about prescribing hydroxychloroquine to COVID-patients. 19.

Luther opened up about her short jail term for contempt of court and what she would do with the $ 500,000 raised by a GoFundMe campaign set up by one of his supporters.

Months ago, before the pandemic put the world on hiatus, Luther was doing more or less the same thing. Except she hadn’t been to jail yet. She didn’t have half a million dollars in the bank and she didn’t surround herself with conservative political leaders. She wasn’t really political at all, actually. She sang to packed houses at places like The Tipsy Oak in Arlington and Marty B’s in Bartonville with her band Crush.

The group, which Luther formed with his boyfriend Tim Georgeff, liked to keep busy. The two started Crush after performing together in another local band. Georgeff says Luther always loved to sing. She started singing karaoke, but eventually people started asking her to sing in different bands in North Texas. According to the Crush website, they were booked until December as a live karaoke band at Sidecar Social in Dallas.

Crush was a good money maker for Georgeff and Luther.

Starting at $ 300, you can book only both. For an additional $ 200, you can book them with a bassist. And from $ 1,200, you can book the whole group. They came equipped with a repertoire of all styles of music from the 1950s to today, and they always responded to requests.

Between the band, her A la Mode salon, and a makeup business she had next door, Luther was honestly making a living. But, when the pandemic broke, all that money stopped coming in. Luther closed his living room on March 22, and by that time many of the band’s concerts had been canceled. Georgeff says those shows included several large private parties, weddings, long-term casino dates and performances across the country.

“Since the first day [the salon] was closed, we started to ask for unemployment. We started to apply for [Economic Injury Disaster Loans] and [Paycheck Protection Program] ready, and we got no help, ”Georgeff said in a live Facebook broadcast. “Between the two of us and our different businesses, we applied for four… different loans.

Luther says she called the Texas Workforce Commission about 500 times a day to no avail. Georgeff said they eventually started considering getting night jobs stocking shelves at Kroger, but decided not to because it could have hurt their chances of getting unemployment benefits.

The two were at a crossroads. If Luther opened her living room, she would defy the orders put in place to help prevent the spread of the coronavirus. If she kept the living room closed, she claims she couldn’t have fed her children.

“I just asked him ‘When is your record coming out? I need to know your publicist’s name.’” – Rob Case, owner of Fiddle & Bow Music Co.

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“We can no longer live our lives stranded in a house that does not work, does not provide for our families,” said Georgeff. “Shelley had three sources of income: she owns a salon, she’s a professional makeup artist and she’s a singer. You want to take the three things that give her identity and take them away? I think that makes you a horrible person.”

Now almost everyone knows what she has decided to do. She opened her salon on April 24. In the previous weeks, Luther had appeared in various media to tell the world that she was going to open.

The day before the opening, the same day Dallas County Judge Clay Jenkins sent him a cease and desist letter, a GoFundMe campaign was launched in support of Luther. Some have claimed that opening her salon was part of a get-rich-quick scheme. But Warren Norred, one of his lawyers, says that’s not the case.

“It was put together by a supporter of the cause [who] didn’t know Shelley and didn’t know me. I have only had one communication with this person yet, “says Norred.” This account that she set it all up and it was a big scam is completely unfounded and is a pure lie. and simple. ”

Some have also speculated that it was all a big publicity stunt for the group.

Rob Case, the owner of Fiddle & Bow Music Co., which is adjacent to Luther’s living room, challenged the gathering of his unmasked and gun-armed supporters outside his store. Case was never able to speak with Luther, but one day he made his way through the supporters to the living room and spoke with Georgeff. They spoke for about 10 minutes, Case says.

“I just asked him ‘When is your record coming out? I need to know your publicist’s name,'” Case said, recalling the conversation. “‘If you don’t have a song ready for that, I have about two that I can lend you.'”

Crush doesn’t release original music (not yet, anyway) and some of their recent social media posts have supported some of the venues they previously performed. However, on May 4, the group published an article saying they had recently booked seven more dates for 2020.

The next day, Luther will appear before Judge Eric Moyé. You may have seen the hearing because Norred fought for it to be streamed live on the 14th District Court’s YouTube channel. The video has since been deleted.

That same week, Luther received $ 18,000 in P3 loans. She said the money had just been deposited into her account without notice or instructions on how to use it. Additionally, since the salon’s stylists are seen as tenants rather than employees, Georgeff said the PPP money couldn’t be used to pay them off without having to pay it back.

Moyé gave Luther the opportunity to apologize and admit that she had acted selfishly in deciding to open her living room.

Luther replied, “I would like to say that I have great respect for this court and the laws and that I have never been in this position before and this is not a place I want to be. But I am. disagree with you, sir, when you say I’m selfish because feeding my children is not selfish. I have hairdressers who are hungry because they prefer to feed their children. So sir, if you think that the law is more important that children feed, so please go ahead with your decision, but I’m not going to close the show. ”

She was sentenced to two separate seven-day prison terms for being found in contempt of court and defying stay-at-home orders. The next day, Texas Attorney General Ken Paxton called for her immediate release. The next day, she was released from prison.

Since then, Luther and Georgeff have been on a media circuit, appearing on View and talk with experts like Tucker Carlson, Ben Shapiro and others. They have also traveled from state to state to speak at rallies like the one in Dealey Plaza earlier this month. Luther’s supporters now call her a modern-day Rosa Parks.

This probably isn’t the last you’ll hear from Shelley Luther. She recently started a nonprofit called the Courage to Stand Foundation to help businesses pay their bills during the pandemic. But, when all is said and done, there will probably be a lot more gigs for Luther and Georgeff and their band Crush.

Georgeff says they are awaiting the reopening of the casinos and the big venues they perform in and will resume scheduling shows when the agencies that represent those venues start booking.

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Virtual Museum Tours: World’s Best Institutions Find New Ways To Share Art During Coronavirus https://davegplus.com/virtual-museum-tours-worlds-best-institutions-find-new-ways-to-share-art-during-coronavirus/ Thu, 11 Mar 2021 05:19:49 +0000 https://davegplus.com/virtual-museum-tours-worlds-best-institutions-find-new-ways-to-share-art-during-coronavirus/ The shift from attracting the public to museums to meeting potential visitors to the house is enormous. By nature, museums are largely analog, as much of their appeal lies in seeing the works firsthand. Now, in the wake of the pandemic, these institutions – which are home to centuries of creative thinking – have had […]]]>

The shift from attracting the public to museums to meeting potential visitors to the house is enormous. By nature, museums are largely analog, as much of their appeal lies in seeing the works firsthand. Now, in the wake of the pandemic, these institutions – which are home to centuries of creative thinking – have had to get creative themselves.

The Brooklyn Museum, whose highly anticipated exhibit, “Studio 54: Night Magic” opened on March 13, the same day the museum closed, launched #VirtualFirstSaturday on April 4. , the first online iteration included a hands-on class teaching the art of foil embossing and a homage to the age of disco by House of Bushwig, all accessible via Facebook and Zoom.

The Museum of Modern Art in New York has also stepped up its online offerings with Virtual Views, which takes readers on an exhibition through video stories, curatorial Q&A, audio playlists and articles. The museum also offers special resources for families and teachers, like the Artist Project with Louise Lawler, for which the artist created 12 drawings that users can download and color.

The Metropolitan Museum of Art in New York was usually packed with visitors, but is now closed to the public indefinitely.

Alamy

Even the Metropolitan Museum of Art, which is celebrating its 150th anniversary this year, had fun. Its #MetAnywhere initiative has just been launched, which brings out digital content from the depths of its reserves; he also launched the hashtag #MetTwinning in the months leading up to the pandemic, which is now really taking off, with people recreating some of the museum’s most iconic artwork, right down to outfits. (A pug in a cap, for example, gave a hilarious new take on The Met Cloisters’ “The Unicorn in Captivity,” a late medieval tapestry.)

At the Museum of Contemporary Art in Chicago, the focus is now on Commons Online. Named after the museum’s eponymous second-floor gathering space, Commons Online directs viewers to virtual studio tours with artists like New York-based Autumn Knight, live on Instagram; forum-type discussions on generational inequalities and the environment, broadcast on Zoom and Facebook; and resources for parents and teachers, such as instructions on how to make toys from recycled materials. The museum recently hosted its first virtual drag queen tale on Zoom on April 3 and encouraged its followers to spend more time with artwork, using the hashtag #SlowArtDay. In the words of the museum’s director, Madeleine Grynsztejn, in a letter published on the museum’s website: “Creativity cannot be canceled out!

Other museums, such as the Museo Nacional del Prado in Madrid, found control over their programming on social networks long before the pandemic struck. Her video series, in which museum staff – now everyone from curators to custodians – discuss artwork, launched on Instagram in 2017. In the days following the March 12 shutdown, she has produces videos with museum director Miguel Falomir and senior curator Alejandro Vergara, discussing Tintoretto’s “Christ Washing the Feet of the Disciples” and the works of Rubens, Veronese and Poussin, respectively, which have both collected hundreds of thousands views, and have since launched the hashtag #PradoConTigo (Prado with you). The museum also shared videos produced before closing; he is now working on creating new ones with curators, but from their home. “We have to do our best to say, ‘Hey, we’re here, we’re useful; we are here for you, ”says Carlos Chaguaceda, museum communications director. “And art has something to say, even in this situation, whether it’s just for entertainment, culture or education.”

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